Tailored Solutions to meet diverse Lending needs: SwiffyLab's Coreless Loan Management System (LMS)

Launch multiple loan products or features with our rightly configured, lightweight component based architecture

SwiffyLab’s Loan Management System (LMS) is a robust solution designed to meet the diverse lending needs of banks, non-banking financial companies (NBFCs), fintechs and financial platforms. Our LMS is a key component of our comprehensive banking solutions, tailored to power your back-end systems and streamline critical processes for all types of loans.

Our LMS is developed on a coreless philosophy, breaking away from traditional monolithic systems. This innovative approach allows for a more agile and adaptable solution, enabling seamless addition of new features and functionalities.

Why SwiffyLabs

Contextually Configurable

Our LMS is tailored to geography, business, persona, and operational use cases, making it easy to use and highly intuitive.

Lightweight Digital Core System

Our LMS is designed as a coreless, extremely lightweight component based composable platform. This helps launch multiple products effortlessly without dependency on the core.

Digitalisation Capability

Allows you to easily pick and choose composable components to plug into your existing technology stack. The flexibility ensures you can enhance digital capabilities without overhauling the entire system.

Digital Transformation

End to end capability for launching multiple products. Choose from our comprehensive digital transformation capabilities allowing you to launch multiple loan products.

Future Ready

Our modern, agile architecture enables swift changes and rapid releases, keeping you ahead in the dynamic financial landscape.

Intuitive End-User Flow

Advanced front-end capabilities designed to enhance productivity of employees with intuitive user experience. This allows end-users with self-service options and reduces errors.

Unified User Experience for Multiple Action

Unified user experience where one user can seamlessly perform multiple actions for one user across various functionalities. This integrated approach enhances operational efficiency and user satisfaction.

Pluggable Locale Components

Easily adapt to various market environments with specific components that can be customized and integrated to meet local regulatory requirements.

Inherent Co-lending Solution

Seamlessly manage co-lending partnerships with built-in capabilities that support co-lending, enhancing flexibility and growth opportunities.

Loan Products Made Easy

SwiffyLabs LOS empowers you to offer a wide range of loan products, including:

Retail Loans

Personal Loans, Buy Now Pay Later (BNPL), credit lines, credit cards, gold loans, auto loans, home loans, and Loans Against Property.

Loan Against Securities

Loans against mutual funds, shares, and insurance policies.

Business Loans

Supply chain financing, 
invoice discounting, and working capital loans.

Co-Lending 
Capabilities

Partner with other financial institutions to address diverse lending needs.

These are just a few examples of the wide range of loan products our LMS can support. The flexibility and extensibility of our system allow it to adapt to various other lending requirements as well.

Features

Product Factory
Composable Microservice-Based Architecture
E Mandate processing
Digital Payments
Pre-integrated
Blended Interest Rates
Fees Configuration
FLDG Processing
NPA Management
Disbursement & Repayments Processing
Powerful Analytics & Reporting Capabilities
Regulatory Compliance Management
Locale Layer for Specific Market
Manage Contracts, Products & Repayment Schedules