Kred

Streamline lending. Accelerate business growth.

Trusted by growing businesses nationwide

  • Anand Rathi
  • Julius Bär
  • Equirus
  • InCred Capital
  • Tata Capital
  • Comfort Fincap
  • Saraswat Bank

Modern architecture designed to evolve with changing technologies and regulatory demands

End-to-end loan lifecycle management dashboard

End-to-End Lifecycle Management

Manage the complete loan journey from disbursal through repayment, settlements, and closures — all within a single, unified platform.

Modular component-based architecture diagram

Component-Based, Coreless Architecture

Deploy only the capabilities you need with a modular architecture. Modernize lending with a flexible, API-first component architecture.

Payments and mandate processing workflow in LMS

Payments & Mandate Processing

Manage payments and mandates from a single, unified platform. Improve collections and repayment experience.

Co-lending loan sharing and FLDG settlement workflow

Co-Lending & FLDG Support

Enable co-lending with automated loan sharing and settlement workflows. Simplify FLDG ensuring compliance, transparency, and efficient risk sharing.

NPA classification and regulatory management dashboard

NPA & Regulatory Management

Automate NPA classification across the loan lifecycle. Strengthen governance and compliance with accurate provisioning, reporting, and policy-driven workflows

LMS analytics and reporting dashboard showing loan KPIs and trends

Powerful Analytics & Reporting

Unlock meaningful insights across every stage of the lending lifecycle. Identify trends, monitor KPIs, and make informed business decisions with confidence.

Why Kred

A comprehensive loan management system that is versatile and adapts to your business

Coreless composable lending architecture diagram
01

Coreless, Composable Design

Our lightweight architecture allows you to plug into your existing stack while retaining full control over configurations.

02

Built for Scale

Launch multiple loan products effortlessly and manage high transaction volumes with stable, scalable architecture.

03

Unified Experience

Enable teams to manage multiple actions within a single interface, improving productivity and reducing operational errors.

Compliance & Security

De-facto Compliance

Built to meet industry-standard compliance requirements, ensuring trust, security, and regulatory readiness

01

Role-based access controls and audit trails

Role-based access control and audit trail dashboard
02

Configurable regulatory layers for market-specific requirements

Meet diverse regulatory requirements through configurable compliance layers designed for local market needs

03

Secure processing of payments, mandates, & sensitive borrower data

Secure payments and mandate processing with borrower data protection
04

Data encryption and secure cloud-native infrastructure

Data encryption and secure cloud-native infrastructure overview
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We'll simplify loan management for you