Component-Based Loan Management System

Transform your loan management with SwiffyLabs' component-based LMS platform that adapts to your business needs.

  • Modular Flexibility
  • Rapid Configuration
  • Scalable Architecture

SwiffyLabs LOS: How it Works

Seamless Channel Integration

Connect your existing digital and offline channels for a unified borrower experience. This keeps applications flowing and boosts completion rates.

Customizable Loan Journeys

Design loan applications tailored to specific borrower segments and loan types. Streamline the process, reduce friction, and watch conversions soar.

Intelligent Lead Management

Capture, nurture, and qualify leads effectively. Identify high-potential borrowers early on and ensure a steady flow of qualified applicants.

Effortless Assisted Journeys

Pre-fill applications with trusted partner data and focus on eKYC and digital signing. Minimize drop-offs, expedite decisions, and keep borrowers happy.

Business Rules Engine (BRE)

Empower your risk team to define, test, and deploy new credit policies independently – without IT involvement. Gain control and agility in your 
risk management.

One-Time Integration

Integrate once with SwiffyLabs and effortlessly roll out a wide range of loan products. Eliminate the need for ongoing app updates and focus on what matters - growing your business.

Deep Performance Analytics

Gain valuable insights into loan application performance. Track key metrics, identify bottlenecks, and continuously optimize your loan origination process for 
maximum efficiency.

SwiffyLabs LMS: 

How it Works

SwiffyLab’s Loan Management System (LMS) is a robust solution designed to meet the diverse lending needs of banks, non-banking financial companies (NBFCs), fintechs and financial platforms. Our LMS is a key component of our comprehensive banking solutions, tailored to power your back-end systems and streamline critical processes for all types of loans.

Our LMS is developed on a coreless philosophy, breaking away from traditional monolithic systems. This innovative approach allows for a more agile and adaptable solution, enabling seamless addition of new features and functionalities.

Contextually Configurable

Our LMS is tailored to geography, business, user persona, and operational use cases, making it easy to use and highly intuitive.

Lightweight Digital Core System

Our LMS is designed as a coreless, extremely lightweight component based composable platform. This helps launch multiple products effortlessly without dependency on the core.

Digitalisation Capability

Allows you to easily pick and choose composable components to plug into your existing technology stack. The flexibility ensures you can enhance digital capabilities without overhauling the entire system.

Digital Transformation

End to end capability for launching multiple products. Choose from our comprehensive digital transformation capabilities allowing you to launch multiple loan products.

Future Ready

Our modern, agile architecture enables swift changes and rapid releases, keeping you ahead in the dynamic financial landscape.

Intuitive End-User Flow

Advanced front-end capabilities designed to enhance productivity of employees with intuitive user experience. This allows end-users with self-service options and reduces errors.

Unified User Experience for Multiple Action

Unified user experience where one user can seamlessly perform multiple actions for one user across various functionalities. This integrated approach enhances operational efficiency and user satisfaction.

Pluggable Locale Components

Easily adapt to various market environments with specific components that can be customized and integrated to meet local regulatory requirements.

Inherent Co-lending Solution

Seamlessly manage co-lending partnerships with built-in capabilities that support co-lending, enhancing flexibility and growth opportunities.

Features

Product Factory
Composable Microservice-Based Architecture
E Mandate processing
Digital Payments
Pre-integrated
Blended Interest Rates
Fees Configuration
FLDG Processing
NPA Management
Disbursement & Repayments Processing
Powerful Analytics & Reporting Capabilities
Regulatory Compliance Management
Locale Layer for Specific Market
Manage Contracts, Products & Repayment Schedules

Launch Loan Solutions
in weeks, not months

Loan Against Securities

Loans against Mutual Funds, Shares, Bonds, and Insurance Policies.

Retail Loans

Personal Loans,  Credit Lines, Gold Loans, Auto Loans, Home Loans, Buy Now Pay Later (BNPL), and Loans Against Property.

Business Loans

Supply Chain Financing, 
Invoice Discounting, and Working Capital Loans.