Speed Up Personal Lending,
End to End.

Personalized journeys. Instant Decisions. Seamless Loan Disbursals.

Personal Loan6.9% p.a.

Borrow up to

₹50,000

Instant Approval
No Hidden Fees
Flexible Tenure
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Trusted by growing businesses nationwide

  • Anand Rathi
  • Julius Bär
  • Equirus
  • InCred Capital
  • Tata Capital
  • Comfort Fincap
  • Saraswat Bank
Core Features

Power personal loans with personalized journeys and smart credit decisioning

Borrower using a digital onboarding app

Digital Borrower Onboarding

Enable online application flows with structured onboarding and verification workflows.

Credit risk gauge illustration

Automated Credit Decisioning

Apply configurable credit rules to assess borrower eligibility and approve loans quickly.

Personal loan dashboard on mobile phone
Loan configuration controls

Flexible Loan Configuration

Define loan limits, interest structures, tenure options, and repayment schedules.

Loan lifecycle management dashboard

Loan Lifecycle Management

Manage disbursement, servicing, repayment tracking, and account management.

Loan performance monitoring chart

Operational Monitoring

Track loan performance, repayment activity, and operational metrics.

kred PL

Transform personal lending with our fully digital platform

Build a digital-first personal loan business that delivers speed, scale, and sustainable growth—all on a unified lending platform

Loan portfolio overview dashboard
Personal loan approval screen on mobile
Build and configure loan products with flexible parameters — amounts, tenures, rates, and eligibility rules — without engineering effort.
Reduce manual underwriting through policy-driven credit checks.
Automate application intake, document collection, verification, and sanction workflows end-to-end.
Track portfolio health, repayment performance, and SLA adherence across your entire loan book in real time.
Deliver personalised loan journeys with instant approvals, transparent terms, and multi-channel disbursals.
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Launch personal loans with kred