Reliable Lending Tech,
Orchestrated for Scale

Maximize approvals with our adaptive platform that handles the complexities. From omni-channel originations to co-lending, we tailor solutions to fit your needs.

Core Lending Stack

Our lightweight core lets you launch and manage unique loan products with ease, featuring built-in co-lending, FLDG, and seamless API integration.

Product Factory

Single implementation to support multi-portfolios and multi-product  across Retail and SME businesses with functional rich screens.

Composable Components

Composable components that empower product innovation and faster time-to-market.

Smart Loan Workflows

Our dynamic workflows tailor the application experience based on user, product, and location, and regulation. This simplifies applications and streamlines operations for all your loan types.

In-Built Co-Lending & FLDG Modules

In-built co-lending capabilities with both CLM-1 and CLM-2 model supported. Streamline payouts with automated FLDG and partner interest calculations.

Localisation

Customizable elements pluggable to suit specific geographic requirements, ensuring adaptability across diverse regions.

Zero EOD Processing Window

Eliminate end-of-day (EOD) and beginning-of-day (BOD) downtime to get uninterrupted access to critical functions and data 24/7.

Limits & Collateral

Sets borrowing limits based on creditworthiness and tracks collateral to secure loans and mitigate risk.

Digital Repayments

Enable borrowers to make loan payments electronically, providing convenience, automating payment tracking, and updating loan balances in real-time.

NPA Management & Compliance

Ensure easy compliance with RBI regulations and IRAC norms. Integrate seamlessly with your accounting system and maintain a robust audit trail with maker-checker functionality.

Originations

Empower growth and profitability with a high-velocity loan origination system built for modern financial institutions.

Channel Management

The SwiffyLabs Loan Origination Stack seamlessly integrates with your existing channels, be it digital or direct sales agents.

Lead Management

SwiffyLabs equips you with robust tools to capture, nurture, and qualify leads effectively.

Adaptive Journeys

Our platform empowers you to design customised loan application journeys tailored
to specific borrower segments and loan products.

Assisted Journeys

We enable your trusted agents/partners to assist customers in their onboarding journey.

Analytics

Track key metrics,
identify bottlenecks, and optimize your loan origination processes for continuous improvement.

One time integration

Integrate once with SwiffyLabs' Origination stack and effortlessly roll out a wide array of loan products - all without the hassle of app updates.

Decisioning

Make faster, smarter credit decisions with our no-code engine for risk teams to tailor policies and personalize borrower journeys.

No-Code Policy Deployment

Easily create and implement business rules without coding, empowering non-technical users to quickly adapt to changing market conditions and regulatory requirements.

Shadow Testing

Safely test new business rules in a simulated environment before deploying them to production, ensuring the integrity and performance of the system.

Deep Analytics

Gain valuable insights from rich data analytics, enabling data-driven decision-making and continuous optimization of business rules and strategies.

Case Management

Centralize manual review cases, access CAM tools, and use analytics to optimize approvals.

Fraud Detection

Leverage alternative data for seamless KYC, implement adaptive fraud decisioning rules, and proactively prevent evolving fraud patterns.

Partnership-based Lending

Effortlessly align credit policies with partner goals, orchestrate custom journeys, implement dynamic pricing, and gain 360° performance views across partner channels.

Stay ahead of the curve with SwiffyLabs Lending suite

2x

Faster Go-to-Market

35%

Reduced IT spends

35%

Fewer drop-offs

24/7

Uptime
0 batch processing

65%

Reduction in capex